Your real Experian score in under a minute, with AI-ranked fixes and monthly monitoring to track every point you gain.
Every step feeds the next, from a 30-second verification to a score you actively watch climb, month over month.
Phone OTP and PAN. No paperwork, done in under 30 seconds.
StartA soft enquiry fetches your real Experian score and full report. It never dents your score.
640AI ranks the 4–5 moves (utilisation, enquiries, card age) that will lift your score fastest.
690 → 793myScorr Plus refreshes monthly and alerts you the moment anything on your report changes.
830+Every insight is ranked by impact, with the exact number behind it, so you know precisely what to do next, not just what's wrong.
You're using ₹82,000 of your ₹2,00,000 limit. Bringing it under 30% is the single fastest lever on your score.
Multiple loan or card applications in 90 days signal risk to lenders. We tell you exactly when it's safe to apply again.
Your oldest account anchors your history. We flag it before you're tempted to close it.
Your on-time streak is your strongest asset. Autopay keeps one missed date from undoing months of progress.
A one-time check tells you where you stand. myScorr Plus tells you what happened since, refreshed monthly, with alerts the moment your report moves.
Paid down card balance. Utilisation dropped from 41% to 27%.
Kept the oldest card open instead of closing it. Credit age preserved.
Autopay set on every EMI. Zero missed payments since.
Everything downstream of your score, matched to it, so you only see offers you're actually likely to get.
Experian score, factor breakdown and a personalised improvement plan.
PDF · Email · WhatsAppPre-qualified ranges with transparent reasons behind every number.
Muthoot Fincorp partnerWorking capital matched to your score and financials, no paperwork surprises.
Self-employed & MSMEsMatched by approval likelihood, not just eligibility, so a rejection never dents your score.
92% match accuracyZero-balance and salary accounts, opened in minutes.
5-minute setupUpload a bank or UPI statement for tamper checks, income verification and spend insights.
Bank + UPI statementsYour score, the AI insights, loan offers, statement checks. All of it lives in the myScorr app, not this page. Built natively for iOS and Android, so it's fast, secure, and always one tap away.
One honest price per plan. No hidden refresh fees, no surprise renewals.
No. Every check is a soft enquiry with Experian, the kind lenders never see and that has zero effect on your score, no matter how often you check.
Yes. Checking your score on myScorr is a soft pull and never affects it, but actually applying for a loan or credit card through one of our lending partners triggers a hard enquiry, which can affect your score as per standard bureau guidelines. That's also why myScorr only shows you offers you're likely to qualify for, to help you avoid unnecessary hard enquiries and rejections.
No. We don't share your details with any lending or partner institution unless you explicitly apply for a loan, card, or account through the myScorr app. Your score and report stay private to you until that point.
It's used only to fetch and explain your report. It's encrypted in transit and at rest, never sold, and shared with a lender only when you explicitly apply for their product.
Directly from Experian, one of India's licensed credit bureaus. We don't estimate or model your score. We pull the real one, with your explicit consent.
myScorr is a loan facilitator. Loans shown in the app are provided by Muthoot Fincorp Ltd, an RBI-registered NBFC. Final rate, tenure and approval are at the lender's discretion.
No. myScorr is a facilitator, not a lender. We connect you with RBI-registered NBFCs and licensed banking partners, but we don't issue loans, credit cards, or bank accounts ourselves, and we don't guarantee approval. Final eligibility, interest rate, and approval decisions rest entirely with the partner institution.
Yes, any time from your profile. You'll keep monitoring until the end of the current billing year. No partial refunds, no lock-in beyond that.
Sixty seconds to see where you stand. A plan for exactly what to do next.
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